Life Insurance and Health Insurance

Life Options:

Insurance VenturaWe offer you a wide variety of products to meet your needs, the needs of your family and the needs of your business. Plans for your family include:

  • Select Choice Term Series, offering you a choice of term lengths and coverage amounts and giving you the maximum amount of coverage for your premium dollar.
  • Burial Insurance to protect your loved ones from the financial burdens of funeral, burial and final expenses.
  • First Step, which provides your children with a base for saving and planning for a lifetime. Coverage is available through age 30, with the option to convert to a permanent life policy at that time.
  • Select Choice Juvenile Whole Life prepares your children for the future with low rates and a policy your children can maintain for a lifetime.

We can also help you prepare for your retirement and protect you during periods you cannot work due to disability:

  • The Income Protector Policy safeguards your income and protects you and your family from the worries of disability.
  • Individual Retirement Accounts include both conventional and ROTH, so you can choose the plan that best fits your needs.
  • The Preferred Choice Annuity Series offers competitive interest rates and no monthly fees.

Business coverage:

  • Executive Choice Term Series provides maximum coverage for your premium dollar with a variety of level premium periods, allowing you to tailor your insurance plan to match the needs of your family or business.
  • Simplified Incentive Match Plan for Employees (SIMPLE) is a simplified, tax-qualified retirement plan available to employers with less than 100 employees.
  • The Business Overhead Expenses Plan offers your business protection in the event that you become disabled.

Call us for additional information about the coverage we can provide.

OPTIONS: We can also meet your needs for:

  • Permanent Life
  • Universal Life
  • Term Life
  • Key Man Life
  • Group Life Insurance
  • Return of Premium Term Life (with this product all the premiums are returned to you at the end of the policy term)
  • Fixed Annuities 
  • and more

Health Care Options:

Insurance VenturaPersonalized service and our commitment to providing our clients with the insurance products they need for today and tomorrow is at the heart of all we do at Schol & Associates, Inc. We recognize that you need affordable health insurance for yourself and your family and we offer a number of coverage options including: Major Medical, Disability Income Protection, Health Savings Accounts, Long Term Care Insurance and Medicare Supplements. We offer a variety of individual and group health care plans including Major Medical Coverage. For more information about a plan that's right for you or your company, give our office a call or contact us.

Coverage options include:

  • Major Medical
  • Disability Income Protection
  • Health Savings Accounts
  • Medicare Supplements
  • Long Term Care
  • and more.